Cookies are small text files that websites store on your device when you visit them. At torvaliqenso, we use various types of cookies and tracking technologies to improve your experience on our financial platform. Think of cookies as digital sticky notes that help our website remember your preferences and provide you with relevant content.

We implement cookies to understand how visitors interact with our financial resources, remember your language preferences, and analyze which educational content performs best. This data helps us continually improve our platform and create more valuable resources for people interested in financial literacy and planning.

• Essential Cookies

  These cookies are necessary for our website to function properly. They enable basic features like page navigation, secure login areas, and form submissions. Essential cookies cannot be disabled as they're required for the website to operate.

• Functional Cookies

  These cookies help us remember your preferences such as language settings, text size, and other customizable features. They enhance your user experience by maintaining your chosen settings across visits.

• Analytics Cookies

  We use analytics cookies to understand how visitors use our website. This includes information about which pages are most popular, how long people spend reading our financial guides, and which educational resources are most helpful.

• Marketing Cookies

  These cookies track visitors across websites to build a profile of interests and show relevant advertisements. They're used to deliver targeted content and measure the effectiveness of advertising campaigns.

Different types of data we collect have varying retention periods. Understanding how long we keep information helps you make informed decisions about your privacy.

Keep in mind that blocking all cookies may impact website functionality. Some features like login sessions, shopping carts, and personalized content rely on cookies to work properly.

When you allow tracking cookies, we can provide more personalized content recommendations based on your interests in financial topics. For example, if you frequently read about retirement planning, we might suggest related articles about superannuation or investment strategies.

Analytics cookies help us identify which educational resources are most valuable to our Australian audience. This data guides our content creation process, ensuring we develop materials that address real financial questions and concerns from our community.

Our tracking also helps us optimize page loading times and identify technical issues. When we notice users having difficulty accessing certain sections, we can quickly address these problems and improve the overall website performance.